Q&A: What are your chances of getting additional credit while still in debt consolidation?
What are your chances of getting additional credit while still in debt consolidation?
In a debt consolidation program is it likely that you will be able to obtain additional credit?
Best answer:
Answer by Vanessa83
If you have been consistent with payments for 6 months or longer and have steady job earning enough income, your chances are good.
It also depends on how much credit you are paying down. Get a copy of your credit report and check your credit score before you apply.
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if u go into ccc, consumer credit counseling one of the things u have signed is an agreement not to apply for any other credit, so the answer is no u shouldnt do it, depending on the program which is a form of bankruptcy and many lenders look at it this way particularly mortgage lenders they wont extend credit to you unless you come out of it and assume normal monthly payments, they could force u out of the program or refuse to work with you, the idea of a debt consolidation program is to reduce debt in a specified period of time y in the world if u couldnt handle your obligations would u even think of taking on more, how foolish.